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One set of shared services behind onboarding, underwriting, payments, compliance and support. Altiras Pay Cloud adapts to the business instead of forcing every business into the same workflow.
ONE CLOUD · ONE FOX · EVERY MERCHANT
Four primary product portals, all powered by a common set of shared Cloud services, databases, AI tools, compliance systems, payment infrastructure and merchant records. Information enters the Cloud once and is then used throughout the ecosystem according to the user's role, permissions, merchant relationship and needs.
These belong to the Cloud rather than to any one portal. They are not isolated applications holding separate copies of merchant information — each portal pulls from them as needed.
Everything that happens creates a permanent, auditable record.
Not a log written afterward. The record is the mechanism — an append-only, hash-chained event history that can reconstruct why any decision went the way it did, under the policy in force at that moment.
Where a business requires additional oversight, the Cloud adds the services that fit it. Where it doesn't, those services never appear. Pick a business and watch what renders.
Repeat buyers on account, large baskets, and purchase orders that arrive before payment does. The card is often a purchasing card carrying Level II and Level III data, which qualifies for better interchange only if the platform actually passes that data through.
Twelve steps are yours. Five are ours and our partners'. Every stage is visible, including the ones you can't control, with honest timing on each.
Bought separately this runs $25,000 to $40,000 in the first year. It's bundled into one monthly fee so it isn't a line item anyone can decline.
Fox AI sits above the six shared systems — finding, explaining, assembling and rendering a workspace around the question, without deciding anything.
log in → find menu → open module → search merchant → perform task
ask → retrieve → assemble → render → act
Ask for what you need and the Cloud builds the workspace around the question. Nothing to navigate, because there was never a fixed place for it to live.
Fox finds, assembles and renders. Fox does not decide. Eligibility is a deterministic rule chain pinned to a policy version, and it replays identically years later.
Most of this isn't on other processors' websites. It's on ours because these terms are the reason the account holds, and because a merchant who can't accept them will churn anyway.
Altiras Pay Cloud never asks which processor will accept a transaction. It first determines whether the transaction is eligible to be presented at all.
Two fields to start. You'll see every requirement that applies to your business before you commit to anything — and none that don't.
